A common misunderstanding is that ambulance services are funded through tax revenue. In fact, ambulance service is set up to operate from user fees. A combination of FireMed members, patients, and third party reimbursements (e.g., Medicare) fund ambulance service in our community.
Considerable resources are necessary to sustain a responsive, efficient ambulance service, including:
- Two highly trained Emergency Medical Technician-Paramedics at all times
- Specialized medical equipment, medicines, and supplies
- Dependable emergency vehicles
FireMed bills any health, auto, homeowner's or other insurance that is available to cover an ambulance transport. We accept whatever the insurance provider pays as full payment for your bill. FireMed covers the entire cost for those who don’t have insurance. We collect these insurance payments to keep the cost of FireMed membership low and accessible to as many people as possible.
What does it mean in the Terms of Agreement that, 'Persons who receive Medicaid, Department of Medical Assistance Programs, Oregon Health Plan or other government assistance medical benefits need not be members in order to have full coverage for services covered under these programs. Any such membership constitutes a voluntary contribution only'?
Under federal and state regulations for these programs, a medical provider cannot bill the patient for any balances owed after billing Medicaid, Oregon Health Plan or other such programs. Therefore a FireMed membership does not provide any extra benefit to these patients
Many individuals who are covered under these plans still join FireMed in the event that their assistance program rejects the medical claim or if the patient becomes ineligible for these services during the membership year. In such cases, FireMed pays the entire bill for ambulance services.